No cost. No impact to your credit.
Get the equipment. Keep your cash.
Finance the vehicles, machines, and technology your business runs on — and keep your working capital available for payroll, inventory, and the unexpected.
- New or Used
- Little to No Money Down
- Fast Approvals
Financing built around what you buy
Paying cash for equipment feels responsible right up until the month you need that cash for something else. Equipment financing spreads the cost across the working life of the asset, so the machine pays for itself out of the revenue it generates instead of out of your reserves.
Because the equipment itself typically secures the deal, approvals move quickly and terms tend to be friendlier than unsecured borrowing. We finance new and used equipment from dealers, manufacturers, auctions, and private sellers — with amounts up to $2MM.
Industries we equip
Vehicles & Fleet
Box trucks, service vans, tractors, trailers, and the fleet upgrades that keep deliveries and crews moving.
Manufacturing
CNC machines, presses, injection molders, packaging lines, and the tooling that raises your output ceiling.
Construction
Excavators, skid steers, lifts, generators, and attachments — new or used, dealer or auction.
Technology
Servers, workstations, POS systems, diagnostic tools, and the software licenses that run alongside them.
Warehouse
Forklifts, pallet racking, conveyors, walk-in coolers, and material handling built for volume.
Office Equipment
Large-format printers, phone systems, furniture, and the fit-out costs of a new or growing workspace.
What equipment do you need?
Choose a category to start an application built around your purchase.
Pick the equipment you need and we'll take it from there.
Get FinancingFrom application to equipment in days
- 1
Tell us about your equipment
Share what you're buying, roughly what it costs, and whether you have a quote or invoice from a dealer or private seller.
- 2
Submit application
A short online application plus recent bank statements. Checking your rate takes minutes and won't affect your personal credit.
- 3
Get approved
A OracleFundingGroup advisor confirms your amount and term, explains the payment, and answers every question before you sign.
- 4
Receive your equipment
We fund the purchase — often within days — so your vendor releases the equipment and it starts earning immediately.
Businesses we have equipped
“Financed a used excavator we found at auction on a Thursday. Funds cleared Monday and it was on a job site Tuesday morning.”
“The wide-format printer would have wiped out our cash. Financing it meant we kept a cushion and still doubled capacity.”
“Added two box trucks without touching our operating account. The payment is fixed and both trucks are already profitable.”
Simple requirements
Here's what it generally takes to qualify.**
Minimum qualifications
- 1 Year in business
- Business checking account
- $100K business annual revenue
- 625 personal credit score
Helpful to have ready
- A quote or invoice from your equipment vendor
- Three most recent business bank statements
- Basic details on the equipment's age and condition
- Your business EIN and formation details
Frequently asked questions
Ready to get equipped?
Tell us what you're buying and see your options in minutes — with no impact to your personal credit score.